The initial arguments in the Supreme Court hearings about the individual mandate seem to indicate that the mandate will not be accepted. The general tone of the discussions had the 4 liberal Justices supporting the mandate, and the 4 conservative Justices against the mandate. Judge Clarence Thomas sat quietly and listened to the proceedings but did not ask any questions or make any comments. It is believed that Judge Thomas will not support the mandate, thus giving a 5 to 4 advantage to overturning the mandate. The next step is to determine if the individual mandate can be severed from the remainder of the AffordableRead More →

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In the search to find good maternity insurance California mothers have found fewer options to choose from over the last few years. However, new mandates in 2012 will require that all health insurance plans in California provide maternity health coverage. Both the Individual/Family plans as well as the Group plans will be affected by these new rules, which take effect on July 1st, 2012. Senate Bill SB222 by state Senator Noreen Evans, and Assembly Bill AB210 by Assemblyman Roger Hernandez, were both signed by Governor Jerry Brown on Oct 6th. These two bills require that every health insurance plan offered in California must provide maternityRead More →

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In: Aetna, Anthem Blue Cross, Blue Shield of California, Cigna, Health Care Reform, Health Insurance For Pregnant Women, Health Net, Kaiser Permanente, Maternity Health Insurance, Pre-Existing Condition Insurance Plan (PCIP), Pregnancy Health Insurance
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Between 2007 and 2009 the number of uninsured women increased by 12.8%, and the March of Dimes PeriStats database shows that 22.3% of women in their child bearing years are uninsured. So it’s not uncommon to be pregnant without health insurance in the US, and the situation has been getting worse each year. For women who are pregnant, no insurance means they have to bear the full cost of prenatal care and delivery, which can total $12,000 to $20,000 depending upon where you live and the type of delivery you have. These costs make getting health insurance for pregnant women a priority. No matter whatRead More →

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Insurance For Pregnant Women

SPF Insurance is proud to announce a new resource page targeting the needs of women in California who are pregnant without insurance. This new page, “Health Insurance For Pregnant Women,” provides information on 7 ways that women who are pregnant without health insurance can find coverage to help protect themselves and their babies. The number of uninsured pregnant women in California has continued to climb, so it’s important that solutions be created to ensure that the health of these women, and their babies, is strong and that these newest state residents start off on the right foot — happy, fit, and ready to grow andRead More →

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In: Health Care Reform, Health Insurance For Pregnant Women, Maternity Health Insurance, Pre-Existing Condition Insurance Plan (PCIP), Pregnancy Health Insurance
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The federal government, which pays most of the cost for this program, just gave California permission to lower the rates on the insurance plan by up to 24%. The Pre-Existing Condition Insurance Plan California (PCIP California) was created as part of the Health Care Reform Bill last spring, and serves Californian’s that have been denied regular health insurance because of health conditions. This little known plan serves as a safety-net insurance plan for the uninsured. The rate reduction will take effect on Oct 1st, and the hope is that this will encourage more uninsured people to enroll in the plan. The 3500 current plan participantsRead More →

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In: Health Insurance Information, Pre-Existing Condition Insurance Plan (PCIP), rates
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