Health Care Reform Enrollment In California

California Open Enrollment Is Closed But You Still Can Get Coverage, If

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The California open enrollment period ended on January 31st.

It is still possible to apply for new coverage or change your existing health plan if you have had a qualifying event in the last 60 days.

Learn what these qualifying events are here.

The only people that should be using Covered CA are those that have an income low enough to qualify for premium assistance. To see if you qualify for premium assistance, see our California Subsidy Table. Everyone else should stay away from Covered CA.

Check out our analysis of the Best Health Insurance Plans in San Diego County. We have updated it to show the top health insurance plans for 2023.

If you live anywhere else, here’s the analysis of plans for the rest of CA, “What Is The Most Affordable Health Insurance In California?

The Medicare Annual Election Period is Closed

If you have experienced a qualifying event it may be possible to change or enroll in a Medicare Advantage plan.

If you are within the months that surround your birthday, it may be possible to change your Medigap plan. You may also be able to change your Medigap plan if you are healthy and able to go through underwriting.

Call us to find out what your options are.

California Health Insurance Companies We Work With

We offer medical insurance and Medicare plans from all the major companies:

Anthem Blue Cross
Blue Shield of California
California Choice
Health Net
Kaiser Permanente
Molina Healthcare
Oscar Health Insurance
Sharp Health Plans
Sutter Health
United Healthcare

Short Term Health Insurance Companies we work with:
None. California outlawed all short term plans effective 1/1/19.

Ask us about Life Insurance or Dental Insurance as well.

Karen Reeves

Tim is outstanding! He has the answer to any and all questions. He knows things about insurance that you couldn't possibly find out on your own. There are so many loopholes and details that we were not aware of that had a big impact on our decision. Tim made everything make sense. He spent a very long time on the phone with me, tirelessly answering my questions without any hesitation or shortness. Then he proceeded to call covered california on our behalf... If you have ever called there, you know the wait time is HOURS. It was a pleasure working with Tim and I would highly recommend him for ANY of your insurance needs. I would give him ten stars if it were an option and I am a picky customer.