Health Care Reform Enrollment In California

Extension of the Deadline to Submit Applications Was Announced!

Rates are now ready in the Quote Center –>>

Covered CA, Blue Shield, Health Net, Oscar Health, Sharp Health, Sutter Health, Anthem Blue Cross, and Valley Health have announced an extension of the deadline for a January 1st start date. The new deadline to submit applications is Friday 12/20/19. The other insurance companies have not yet extended their deadline from 12/15.

A MUST READ is our blog post “California Open Enrollment 2020” to find out what’s changing and how to tackle the decision about renewing your existing plan or getting a new health plan.

Once you finish that post, check out our analysis of the Best Health Insurance Plans in San Diego County. We’ve updated it to show the top health insurance plan for 2020.

Grandfathered Plans Rate Increases

Every year, many grandfathered health insurance plans are terminated by the insurance companies. The reasons are varied. Enrollment in the plans is too small, or the necessary rate increase to keep the plan alive is too high. If you would like to see if there is a better health plan for you, then get a health insurance quote here.

Check back often for new updates!

There’s A New Kid In Town – Health Share Plans

Obamacare plans continue to go up in price each year. Want an alternative that costs less? It may be time to see if a Health Sharing plan will work for you.

See our post that introduces these new plan options for Californians.

A New Alternative to Obamacare Plans Is Here


This Medicare open enrollment period will last from 10/15/19 till 12/07/20. During this period, you can change your Medicare Advantage plan or your Prescription Drug Plan. You can also leave the Medicare Advantage market and move back into Medicare, but you will have to go through underwriting in order to enroll in a Medigap plan.

Call us for more details on what you can and can’t do during this period.

California Health Insurance Companies We Work With

We offer medical insurance and Medicare plans from all the major companies:

Anthem Blue Cross
Blue Shield of California
California Choice
Health Net
Kaiser Permanente
Molina Healthcare
Oscar Health Insurance
Sharp Health Plans
Sutter Health
United Healthcare

Short Term Health Insurance Companies we work with:
None. California outlawed all short term plans effective 1/1/19.

Ask us about Life Insurance or Dental Insurance as well.

Karen Reeves

Tim is outstanding! He has the answer to any and all questions. He knows things about insurance that you couldn't possibly find out on your own. There are so many loopholes and details that we were not aware of that had a big impact on our decision. Tim made everything make sense. He spent a very long time on the phone with me, tirelessly answering my questions without any hesitation or shortness. Then he proceeded to call covered california on our behalf... If you have ever called there, you know the wait time is HOURS. It was a pleasure working with Tim and I would highly recommend him for ANY of your insurance needs. I would give him ten stars if it were an option and I am a picky customer.