Palomar Pomerado Health provides a large variety of free and low-cost health education classes. The classes are led by physicians and other professionals, and in some cases also provide free screenings depending upon the class topic. The Featured Class in October is : Breast Health 101 Tuesday, October 25 5-6pm Exhibits and Screenings 6-7:30pm Class Pomerado Outpatient Pavilion Jean McLaughlin Women’s Center 15611 Pomerado Road Poway, CA 92064 October is Breast Cancer Awareness Month, are you up to date on the latest prevention, detection and treatment options? Join us for refreshments, exhibits and FREE health screenings followed by an informative class led by breast cancerRead More →

Beware of health insurance website that are lead capture traps

Rogue health insurance websites are set up to capture personal information from people trying to get instant quotes, and then the websites sell that information to agents.  In the results from 2 Google searches for “Pregnancy Health Insurance” and “Maternity Insurance Plans,” almost 50% of the top 20 results were rogue websites.  There are plenty of legitimate health insurance websites to choose from, but you need to be able to distinguish the good from the bad.  By hitting the “Get Quote” button on rogue websites, we tell them, “Please have 5-10 medical insurance agents call me for the next 8 weeks trying to sell me aRead More →

We just added new information on the California Maternity Health Insurance page that will answer all your questions about how much your costs will be during the prenatal care and baby birthing process! One of the common questions we get from couples planning to have a baby is, “What will our costs be if we use Pregnancy Health Insurance plan ABC?” This new article, Analysis of Best California Maternity Health Insurance Plans covers the detailed cost break down of the five recommended maternity health insurance plans. One of the key parts of the analysis is showing the tradeoffs between paying more for the prenatal andRead More →

An update to this post is now available, with more details and an additional option on the California Maternity Health Insurance page of the website. The short answer is probably not unless you qualify for one of two exceptions. These exceptions are, join a group health insurance plan at your work or your spouse’s company, or if you have a non-maternity plan check to see if your insurance company will allow you to transfer to a plan that covers maternity care (Blue Shield of CA will allow a transfer to a maternity plan). If the above options don’t help you, do you have other choices?Read More →

The initial open enrollment period to get health insurance for children under the age of 19 is now over (January 1st to March 1st, 2011), so what can be done to get the new preexisting condition exemption for your child if the child loses health insurance coverage outside of the open enrollment period?  Listed below are a number of special events that offer a late enrollment period that can used to obtain coverage and keep the protections provided by the open enrollment period.*Read More →

A recent tracking poll by the Kaiser Family Foundation shows that almost half the population believes that the new health care reform laws might have been repealed.  22 percent of Americans believe the health care reform law has been repealed, while 26 percent aren’t sure about the status of repeal. Media stories about the Republican bill to repeal health care reform in the house of representatives, and subsequent amendments to the continuing resolution bill, which would block spending federal funds to implement the health care reform law, have made people uncertain regarding the actual status of the health care reform laws. Currently the democrats inRead More →

Blue Shield of California today announced a 6 month rate guarantee on all Individual Health Insurance plans that have a Jan 1, 2011 effective date or later. What this means is that if you apply for a Blue Shield health insurance plan your rate will not change for the first 6 months, unless you have a birthday. After 6 months, Blue Shield has the ability to change your rates when they need to. Last year Blue Shield offered a 1 year rate guarantee, but chose to eliminate that guarantee option in October of 2010 when the first changes for Health Care Reform began to takeRead More →

All health insurance plans have some benefits that won’t be important to the majority of people and therefore, should be ignored when comparing various plans.  Understanding the 4 key parts of all PPO health insurance plans will make it easy to know when you’ve got a plan that will fit your specific health insurance needs.  The 4 key parts are: Office Visit Co-pays Deductible Amount Out-of-Pocket Maximum Prescription Benefits Office visits are the most commonly used benefit in health insurance plans, and are one of the benefits that the insurance companies use to differentiate low cost plans from medium and high cost plans.Read More →