Check out our latest case study showing the decision process we used for the 2017 Covered CA Open Enrollment Period. This case addresses many common issues that everyone faces. Can you keep your existing doctors? Can you reduce your cost of health insurance in 2017? Should you consider switching from Bronze, Silver, Gold, and Platinum to a different metal tier? We also address one of the biggest issues facing residents of San Diego county that use the Scripps Health System for their medical needs. Is there another option besides Blue Shield? Many of you have read my bio on the About Us page. As aRead More →

Governor Brown’s plans to charge low-income patients for medical care they receive through the Medi-Cal program were rejected by Federal health officials. The copays were part of Governor Brown’s budget balancing “act”, and it was hoped that the state would save $296 Million by having poor people make co-payments. Over 8 million are in the Medi-Cal program, and many are children or elderly people. The budgetary plan was to have physicians and hospitals collect the copays, and make the decision to deny coverage if the copays were not made. Medical providers complained that this was a “back-door” cut in reimbursement rates, because the providers wouldRead More →

Find an update to the best California Maternity Health Insurance plans, with the most recent price changes from the major Insurance Companies on the California Maternity Health Insurance page. Notable changes were a price increase for the Blue Cross Select HMO and a price reduction for the Kaiser Permanente 0/1500 Deductible (HSA) plan. Overall the order stayed the same, but the Kaiser plan is now even further ahead of the rest of the California maternity health insurance plans. The end result of the analysis is that the difference in total cost between the best California maternity health insurance plan and the fifth best plan hasRead More →