United HealthGroup Leaves California

  The second domino in a linked chain has tipped over. Two weeks ago Aetna announced its departure from California’s individual and family health insurance market, and yesterday UnitedHealth Group, Inc (parent of UnitedHealthcare) announced that UnitedHealthcare (UHC) is leaving California. With UnitedHealthcare leaving California, about 8,000 members will need to get new health insurance before December 31st, when their UHC coverage ends. In this article, we’ll show you the best replacement health insurance plans from the remaining California insurance companies. In California, UHC provided individual health insurance through their Golden Rule subsidiary using the brand name UnitedHealthOne. Golden Rule was created by UHC overRead More →

Looking To The Future

This information is outdated now. SEE THE NEW Obamacare MATERNITY INFORMATION HERE. It’s the beginning of the New Year, 2013, and many changes are going to happen this year. The first of the changes involves the maternity plans in California. When getting maternity insurance, California mothers want to be able to minimize the costs of the pregnancy and the delivery. But mothers also want to be able to see the doctor they are comfortable with. So most mothers-to-be will select a PPO plan before they get pregnant. At SPF Insurance, we specialize in maternity coverage, so we spend a great deal of time analyzing allRead More →

Health Net has introduced a new family of plans to replace their existing health insurance plans starting July 1st. The plans are divided into two portfolios, one for Health Net’s Individual and Family Plans (IFP) and the other for their California Farm Bureau Plans. Health Net Individual and Family Plans This family offers 2 sets of benefits, from the mid-range benefit level of the “Value” plans, to the budget benefits of the “Advantage” level. Providing these benefit options and prices should simplify finding a plan that fits anyone’s needs. Value Plans These plans offer a good set of benefits including 2 office visits to seeRead More →