Health Plan Rate Increases Due To Health Care Reform

  The First Wave Of Increases Rolls In Were you stunned when you opened the letter from your health insurance company and saw what your plan is going to cost in 2013. You probably thought to yourself, “Wasn’t Healthcare Reform supposed to prevent health insurance rate increases like this?” The truth, unfortunately for you and many people, is in the details about how the federal government regulates healthcare through ObamaCare, and the management of healthcare programs at the state level.  We’ll cover these details along with SOLUTIONS you can use to escape the rate increase you face. In the NBC Nightly News video below, LisaRead More →

Health Net has introduced a new family of plans to replace their existing health insurance plans starting July 1st. The plans are divided into two portfolios, one for Health Net’s Individual and Family Plans (IFP) and the other for their California Farm Bureau Plans. Health Net Individual and Family Plans This family offers 2 sets of benefits, from the mid-range benefit level of the “Value” plans, to the budget benefits of the “Advantage” level. Providing these benefit options and prices should simplify finding a plan that fits anyone’s needs. Value Plans These plans offer a good set of benefits including 2 office visits to seeRead More →

Blue Shield of California this week disclosed the new health insurance plans they will offer beginning on July 1st. These plans will replace all but 4 of the company’s current plans, and will add maternity care and mental health therapy for Autism. The only existing plans that will continue to be offered after July 1st are the Spectrum PPO 5000, Spectrum PPO 5500, Access+ HMO, and the Access+ Value HMO. Blue Shield of California Plan Overview The new replacement plans are the Shield Secure Plus PPO, Shield Secure PPO, Shield Wise PPO, and the Shield Saver plans. Each of these plans offers similar benefits withRead More →

With the beginning of April it becomes time to start running quotes for individual and family health insurance rates with a May 1st effective start date. The new rates and changes that Anthem Blue Cross of California announced in March now become very evident. Many Anthem customers that have older health insurance plans have seen their rates finally reach the “pain threshold” and as a result they are looking for lower cost alternatives. My quick assessment, from the first half dozen quotes I’ve run, is that Anthem has given up a huge chunk of their lead over the other individual and family health insurance companiesRead More →